
Thousands of people up and down the country claim Universal Credit, the DWP's catch-all benefit which is slowly replacing various other benefits in order to support people on low incomes.
Universal Credit is not just for those out of work, but is also available to many working full time on low salaries as a means to top up income. But the benefit doesn't stop there, and many may not realise that Universal Credit can be a gateway to as much as £546.10 of freebies and discounts you can receive in April alone, or £3,919.10 across a year.
Council Tax discount - up to £1,710 a year, or £171 per monthThose on Universal Credit are eligible to claim up to 75% off their Council Tax bill. The exact amount depends on various factors such as your income, whether you live alone, have children or have a disability.
The average Band D council tax bill for properties in England in the 2025-26 tax year which began on April 6, 2025, is £2,280 according to The Times.
A 75% discount on that would be worth £1,710. Per month, that would be £171 (as council tax is normally billed in 10 monthly installments, not 12).
Household Support Fund - £200 single paymentThe Household Support Fund is a pot of cash made available to households via local councils, but funded by the .
The scheme has been renewed for April 2025 onwards. It can take many forms, as each local authority decides what to do with the money it receives from the DWP and how best to hand it out. For example, some local councils will give out shopping vouchers to help low income households buy food. Others will give energy bill credits, or cash payments. This is a single payment, rather than recurring monthly.
Energy bill discounts - £2,000, or £166 per monthas well as and other firms offer schemes open to those on and other low income benefits like .
If you're struggling to pay your bills or have run up a relatively high amount of energy debt, schemes like the British Gas Energy Trust's Individual and Families Fund and the British Gas Energy Support Fund can write off anywhere between £50 and £2,000 of debt on gas and electricity bills.
There are several eligibility criteria: you must have received advice from a money advice agency before you can apply and you must be using the money to clear debt on your own property with an open account, as well as some other caveats.
Other energy firms also offer their own versions of similar schemes so it's worth checking directly with your supplier.
Averaged out across a year, that would equal £166 of support for bills per month.
Free prescriptions - £118 per year, £9.90 per monthIf you're claiming Universal Credit and you earn less than a specified threshold - £435 per assessment period - you could be eligible for the NHS Help with Health Costs scheme, which includes free prescriptions worth £118 per year, or £9.90 per month on current prescription charge rates.
Taken alltogether, someone on Universal Credit able to claim each element of these freebies and discounts would be £4,028 per year better off, or £546 per month (£9.10 plus £166 plus £171 plus £200).
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